Insurance, financing, grants, cash — we make it work for every budget.
Every homeowner's situation is different. Here are all the ways our customers pay for their new roof — and most combine two or more options.
Most storm damage covered
If your roof was damaged by a storm, your homeowners insurance likely covers the replacement. You pay only your deductible. Average insurance recovery in South Florida is $18,000 or more. We handle all paperwork, meet your adjuster, and fight for maximum payout.
How Insurance Claims Work12-18 months no interest
For qualified homeowners with good credit. Pay off your roof over 12 to 18 months with zero interest charges. No credit impact to check your options. The most cost-effective financing available.
View Financing Details$89-$417/mo for 36-60 months
Affordable monthly payments spread over 3 to 5 years. Low fixed rates mean your payment never changes. A great option for homeowners who want to keep monthly costs low while investing in a quality roof.
See Monthly Payment ExamplesUp to $10,000 matching grant
State-funded matching grant for hurricane hardening improvements including roof upgrades. The state pays 50% of qualifying work up to $10,000. Owner-occupied homes built before 2008 with insured value under $700,000.
Check Your EligibilityPay on completion, never upfront
Straightforward payment upon project completion. We never ask for full payment before work begins. Cash and check payments are accepted for the balance due after your final walkthrough and approval of the completed work.
Deposits and smaller repairs
We accept major credit cards for deposits and smaller repair projects. Many homeowners put the deposit on a rewards card to earn points or cash back, then pay the balance through insurance or financing.
If…
We recommend: Insurance Claim
Most storm damage is covered. You pay only your deductible. Start here.
Learn moreIf…
We recommend: 0% or Extended Financing
Spread the cost over 12 to 60 months with payments as low as $89/month.
Learn moreIf…
We recommend: My Safe FL Home Grant
You may qualify for up to $10,000 in matching state funds.
Learn moreIf…
We recommend: Cash or Check
Straightforward payment on completion. No financing fees. No interest.
Any contractor who does any of the following is a red flag. Walk away.
Every situation is different. Call Goliath Roofing and we'll review your options together — insurance, financing, grants, or a combination that minimizes your out-of-pocket cost.