My Safe Florida Home is a state-funded program providing matching grants up to $10,000for hurricane mitigation improvements to your home. The program is designed to make Florida homes more resilient against hurricanes and severe weather — and it can significantly offset the cost of your roof upgrade.
The grant works on a 50/50 matching basis: you pay half, the state pays half, up to the $10,000 maximum. For a qualifying $20,000 roof replacement, that means the state covers $10,000 and you pay $10,000. Many homeowners combine this with insurance claims or financing to reduce their out-of-pocket costs even further.
Covered improvements include roof replacement and upgrades, secondary water resistance barriers, roof-to-wall connection reinforcement, impact-rated materials, and opening protection like impact windows and doors.