GOLIATH ROOFING
The honest answer from a contractor who does both.
| Factor | Repair | Replace |
|---|---|---|
| Roof age | Under 15 years | Over 15-20 years |
| Damage extent | Under 25% of roof | Over 25% (FL code requires full) |
| Leak frequency | First leak, isolated | Recurring or multiple |
| Cost | $300-$5,000 | $8,000-$35,000+ |
| Insurance | Often not covered | Storm damage usually covered |
| Timeline | 1 day or less | 1-3 days |
| When to choose | Minor, localized damage | Widespread, structural, aging |
If 25% or more of your Florida roof is damaged, the Florida Building Code requires the entire roof to be brought to current code standards. That means a full replacement.
This often works in your favor. If storm damage triggered the 25% threshold, your insurance typically covers the full replacement cost. You get a brand-new, code-compliant roof — often for just your deductible.
Not sure if your damage hits 25%? Our free inspection will tell you.
These 5 scenarios are situations where repair is the right call — and we'll tell you if yours is one of them.
A single leak from a cracked tile or failed flashing is a straightforward repair. No need to replace an otherwise healthy roof.
Wind ripped a few shingles off one slope? That's localized damage a repair can handle in a few hours.
If your roof is under 5 years old and has a defect, it's a warranty repair — not a replacement situation.
Need to pass a 4-point inspection to close a sale? A targeted repair can get you there without a full re-roof.
Stained or mismatched tiles affecting curb appeal? Cosmetic repairs address the look without touching the structure.
In these 5 scenarios, investing in a full replacement saves you money, time, and headaches down the road.
Most Florida roofs hit their limits between 15-25 years. If yours is aging and showing multiple issues, replacement is the smarter long-term investment.
If you've repaired the same roof 3+ times, you're spending repair money on a roof that's failing system-wide. Replace it once and be done.
If storm damage qualifies for an insurance claim, you may get a new roof for just your deductible. That's often cheaper than paying for a repair out of pocket.
Buyers in Florida struggle to insure homes with roofs over 15 years old. A new roof removes the biggest objection and often increases your sale price by more than it costs.
Modern roofing materials reflect more heat, improve insulation, and can cut your cooling bill by 15-25%. If your old roof is driving up energy costs, replacement pays for itself.
Some contractors push replacement when repair would work. Others push repair when replacement is overdue.
We'll tell you the truth because we do both — and we'd rather earn your trust than oversell you. If a $500 repair will fix your problem, that's what we'll recommend. If your roof needs to come off, we'll explain exactly why and help you navigate insurance so you pay as little out of pocket as possible.
A free inspection gives you the answer. We'll assess your roof's condition and give you an honest recommendation — no pressure, no upselling.